Privacy Policy

Effective Date: January 1, 2026

FS Digital Labs, Inc. ("Company," "we," "us," or "our") operates the Fantasy Stocks mobile application, website located at FantasyStocksApp.com, and related services (collectively, the "Service").

This Privacy Policy explains how we collect, use, disclose, retain, and protect personal information about you when you access or use the Service, and describes the choices and rights you may have regarding that information.

This Privacy Policy is incorporated by reference into our Terms of Service. If we need your consent for a particular practice, such as certain personalized advertising, tracking, or app-permission activities, we will request that consent separately where required by law or platform policy.

1. Scope and Applicability

This Privacy Policy applies to personal information collected through the Service, including when you use Fantasy Stocks through our mobile application, website, Apple App Store, Google Play Store, or other authorized channels.

The Service is operated from the United States and is intended primarily for users located in the United States, though it may be accessed from other jurisdictions.

This Privacy Policy does not apply to third-party websites, apps, services, or platforms that are not operated by us, even if they are linked from or integrated with the Service. Those third parties' privacy practices are governed by their own policies.

2. Personal Information We Collect

2.1 Information You Provide to Us

We collect personal information you provide directly to us, including:

Account and profile information, such as your username, email address, password or authentication credentials, third-party sign-in identifiers, team name, league name, profile image, biography, and other profile information you choose to provide.

Gameplay and social information, such as leagues you join or create, draft activity, roster decisions, waiver claims, trade proposals, votes, standings activity, posts, chat messages, comments, and other in-app communications.

Subscription and transaction information, such as subscription status, purchase receipts, billing platform, transaction identifiers, and records related to subscriptions or one-time purchases.

Communications, such as messages you send to us for support, safety reports, bug reports, or feedback.

Usernames, team names, league participation, standings, roster activity, and content you share in social or league features may be visible to other users, as described below. You should not include sensitive personal information in your username, team name, posts, or chat messages.

2.2 Information We Collect Automatically

When you use the Service, we automatically collect certain information, including:

Device and technical information, such as device type, operating system, app or browser version, language, IP address, device identifiers, crash logs, diagnostics, and timestamps.

Usage information, such as features you access, screens you view, gameplay activity, interactions with leagues, drafts, matchups, waivers, trades, leaderboards, and advertisements.

Approximate location, such as location inferred from your IP address.

Website and web-component data, such as cookies, local storage, SDK events, and similar technologies used to operate features, remember preferences, measure performance, prevent fraud, and support analytics or advertising.

We may use approximate location to help prevent fraud, improve performance, support security, and comply with legal or platform requirements.

2.3 Information We Receive from Third Parties

We may receive personal information from third parties, including:

• Authentication and platform providers, such as Apple, Google, or Firebase, when you sign in using those services.
• App stores, payment processors, and billing providers, which may provide subscription status, purchase receipts, transaction identifiers, and related metadata.
• Analytics, crash reporting, fraud-prevention, and security providers, which may provide technical signals, device or network indicators, and diagnostic information.
• Advertising and measurement partners, where enabled, which may provide campaign, attribution, fraud, or measurement information.
• Market-data providers, which provide stock prices, corporate actions, fundamentals, and related securities data used in the Service. These data feeds generally are not user-specific.

We do not receive or store full payment card numbers.

We do not currently ask for your brokerage account credentials or access to your real-money investment accounts.

2.4 Sensitive Personal Information

Depending on applicable law and how you use the Service, some information we process may be considered sensitive personal information, such as:

• account credentials and other information that allows access to your account
• the contents of support communications or certain in-app communications
• other information you voluntarily provide that may reveal sensitive characteristics

We do not intentionally request or require government identification numbers, precise geolocation, brokerage credentials, or full financial account credentials to use the core Service.

If we later introduce a feature or integration that reasonably requires collecting an additional category of sensitive personal information, we will provide any additional notice, consent flow, or choice required by law.

We use sensitive personal information only for limited purposes such as:

• authenticating users
• securing accounts
• preventing fraud, abuse, cheating, and unauthorized access
• providing communications and social features you choose to use
• providing the Service
• complying with legal obligations

We do not use sensitive personal information to infer characteristics about you for unrelated purposes.

2.5 Information Visible to Other Users

Because Fantasy Stocks includes league, matchup, and social features, some information is visible to other users depending on how you use the Service. This may include:

• username, team name, and profile information you choose to display
• league membership
• rosters, lineup choices, standings, matchup results, and transaction activity
• chat messages, posts, comments, and other content you submit in social or league features

League commissioners and other league members may be able to see league-management information relevant to operating the league. Public league features may make certain information visible more broadly.

Even if you later delete your account, some historical league records, standings, matchup results, trade histories, waiver logs, or chat content may remain visible in de-identified, disassociated, archived, or otherwise limited form where reasonably necessary to preserve league integrity, resolve disputes, comply with law, or maintain the Service.

3. How We Use Personal Information

We use personal information for the following purposes:

• to provide, operate, maintain, and improve the Service
• to create and manage accounts, leagues, drafts, rosters, matchups, waivers, trades, standings, and social features
• to verify subscriptions and process purchases
• to communicate with you about your account, support requests, updates, security notices, and administrative matters
• to personalize your experience within the Service
• to monitor performance, diagnose issues, conduct analytics, and develop new features
• to detect, investigate, prevent, and address fraud, abuse, cheating, security incidents, and violations of our Terms of Service
• to comply with legal obligations and enforce our rights
• to create aggregated or de-identified information for analytics, research, product development, marketing, and other lawful business purposes

We may use automated systems, sometimes together with human review, to detect fraud, abuse, cheating, spam, moderation issues, or Terms violations. These systems may flag activity for review and may contribute to content removal, gameplay restrictions, temporary suspensions, or account termination. Where applicable law gives you rights related to profiling or automated decision-making, you may exercise those rights as described below.

4. How We Disclose Personal Information

We may disclose personal information in the following circumstances:

4.1 Other Users and Public Features

We disclose personal information to other users when you choose to participate in leagues, chats, leaderboards, posts, comments, or other social features, as described above.

4.2 Service Providers and Processors

We disclose personal information to vendors and service providers that perform services on our behalf, such as providers of:

• hosting and cloud infrastructure
• authentication and identity services
• analytics and crash reporting
• customer support and communications
• security, fraud detection, and abuse prevention
• subscriptions, billing, and payment processing
• content delivery and performance monitoring

These providers are authorized to process personal information only as necessary to perform services for us or as otherwise permitted by law.

4.3 Advertising and Measurement Partners

Where enabled, we may disclose limited identifiers, device information, usage information, approximate location, and similar information to advertising, attribution, analytics, and measurement partners to display advertisements, measure performance, prevent fraud, and support campaign reporting.

We do not sell personal information for money.

However, depending on the advertising, attribution, analytics, or measurement technologies in use, and depending on applicable state law, some disclosures to advertising, analytics, attribution, or measurement partners may be considered a "sale," "sharing," or "targeted advertising." You can opt out of certain advertising-related processing as described in this Privacy Policy.

We do not knowingly sell or share the personal information of consumers we know are under 16 for cross-context behavioral advertising without the affirmative authorization required by applicable law.

4.4 Legal, Safety, and Compliance Disclosures

We may disclose personal information if we believe doing so is necessary to:

• comply with law, regulation, legal process, or lawful requests by public authorities
• protect the rights, property, or safety of the Company, users, or others
• investigate or prevent fraud, abuse, market-manipulation concerns, or security incidents
• enforce our agreements, policies, and Terms of Service

4.5 Business Transfers

If we are involved in a merger, acquisition, financing, reorganization, bankruptcy, sale of assets, or similar transaction, personal information may be transferred as part of that transaction, subject to applicable law.

4.6 With Your Direction or Consent

We may disclose personal information when you direct us to do so or consent to a specific disclosure.

5. Advertising, Analytics, Cookies, and Tracking Technologies

5.1 Advertising

The Service may display advertisements, including ads provided by third-party partners. Advertisements may be contextual or, where permitted by law and platform policy, interest-based or personalized.

Where required by law or platform policy, we will obtain consent before engaging in interest-based advertising or tracking.

Where the Service includes advertising or analytics features that involve tracking as defined under Apple's App Tracking Transparency framework, we will request your permission before initiating that tracking on iOS.

Users under 16 may receive limited or non-personalized advertising, or we may seek the affirmative authorization required by applicable law before using their information for certain personalized advertising activities.

5.2 Analytics and Measurement

We use analytics, diagnostics, and monitoring tools to understand how users interact with the Service, improve performance, troubleshoot problems, measure engagement, and develop features.

5.3 Cookies and Similar Technologies

We use cookies, local storage, SDKs, pixels, and similar technologies on our website and in web-based components of the Service for authentication, security, fraud prevention, functionality, analytics, and advertising.

You may be able to control cookies and similar technologies through your browser or device settings. Some features may not function properly if certain technologies are disabled.

5.4 Do Not Track and Opt-Out Preference Signals

Some web browsers offer "Do Not Track" settings. There is not a uniform industry standard for DNT responses.

For browser-based DNT signals that do not communicate a legally recognized opt-out preference, we currently do not respond differently.

Where required by applicable law, we honor recognized browser-based opt-out preference signals, such as Global Privacy Control, for our website and web-based components with respect to applicable sale, sharing, or targeted-advertising activities.

When third-party analytics, advertising, or similar tools are enabled on our website or web-based components, those third parties may collect personal information about your online activities over time and across different websites or online services.

6. Data Retention

We retain personal information for as long as reasonably necessary for the purposes described in this Privacy Policy, including to provide the Service, maintain league history and competitive integrity, comply with law, resolve disputes, enforce agreements, and protect the Service.

Our retention practices generally work as follows:

Account and profile information: retained while your account is active and for a reasonable period thereafter, or, where a fixed period is not determinable in advance, based on the criteria described below.

Gameplay, league, standings, roster, trade, waiver, and audit-trail records: may be retained longer, or de-identified or disassociated, to preserve historical records, resolve disputes, prevent fraud or cheating, and maintain league integrity.

Support communications: retained as needed to respond to your request, improve support, and maintain business records.

Security logs, diagnostics, and crash data: retained for shorter periods unless needed for investigation, legal compliance, or security purposes.

Subscription and transaction data: retained as needed for accounting, tax, audit, legal, subscription management, and fraud-prevention purposes.

Where we cannot specify an exact retention period in advance, we determine retention based on factors such as the nature and sensitivity of the information, why it was collected, the risk of harm from unauthorized use or disclosure, legal requirements, dispute-resolution needs, and whether the information can be de-identified.

If you have questions about what specific information may be retained after account deletion, contact us at [email protected].

7. Your Choices and Privacy Rights

7.1 Account Information

You may review and update certain account information through your account settings.

7.2 Advertising Choices

You may be able to limit certain personalized advertising by:

• adjusting device settings, such as advertising or tracking settings
• using in-app controls where available
• using browser-based opt-out tools or preference signals where supported
• contacting us at [email protected]

7.3 Privacy Rights

Depending on your state of residence, applicable law, and our legal obligations, you may have the right to:

• know or access the personal information we collect about you
• correct inaccurate personal information
• delete personal information
• obtain a portable copy of certain personal information
• opt out of the sale, sharing, or targeted advertising use of personal information
• opt out of certain profiling in furtherance of decisions that produce legal or similarly significant effects, if applicable
• limit certain uses or disclosures of sensitive personal information, where applicable

To exercise a privacy request, you may contact us at [email protected] or use in-app tools where available.

We may take reasonable steps to verify your identity before responding. If you use an authorized agent, we may require proof of the agent's authority and may still require verification from you directly where permitted by law.

We generally respond to verified privacy requests within 45 days of receipt. Where permitted by applicable law, we may extend once, such as by an additional 45 days, when reasonably necessary due to the complexity or number of requests, in which case we will notify you within the initial response period. Response timing may vary by jurisdiction and applicable law.

We will not discriminate against you for exercising privacy rights.

7.4 Appeals

If we deny your request, in whole or in part, you may appeal that decision by replying to our response or emailing [email protected] with the subject line "Privacy Appeal."

Please include enough information for us to identify your original request and our response. We will review appeals and respond within the time required by applicable law. If we deny your appeal, we will provide additional information about any further review or complaint mechanism available to you where required by law.

7.5 Additional Notice to California Residents

If you are a California resident, Sections 2 through 6 describe the categories of personal information and sensitive personal information we collect; the categories of sources from which we collect them; the business or commercial purposes for collection, use, sharing, and disclosure; the categories of third parties to whom we disclose them; and the retention periods or criteria we use.

We do not sell personal information for money. Depending on the tools enabled on the Service, some advertising, analytics, attribution, or measurement disclosures may be considered "sharing" under California law, and you may opt out as described in Sections 5 and 7.

Subject to applicable law, California residents may request to know/access, correct, delete, and receive information about the categories of personal information sold, shared, or disclosed for a business purpose; use an authorized agent; and request to limit certain uses of sensitive personal information where applicable.

8. Children's Privacy

The Service is not directed to children under 13, and we do not knowingly collect personal information from children under 13.

If we learn that we have collected personal information from a child under 13 without the legally required authorization, we will delete that information and may suspend or terminate the associated account.

If you believe a child under 13 has provided us personal information, please contact us at [email protected].

Users under 18 must have permission from a parent or legal guardian to use the Service, as described in our Terms of Service.

9. Security

We use reasonable administrative, technical, and physical safeguards designed to protect personal information. These measures include access controls, encryption in transit, monitoring, and other security practices appropriate to the nature of the information we process.

No method of transmission or storage is completely secure, and we cannot guarantee absolute security. If we become aware of a security incident affecting personal information, we will take steps required by applicable law.

10. De-Identified and Aggregated Information

We may create aggregated, anonymized, or de-identified information from personal information. We may use and disclose such information for any lawful purpose.

Where we treat data as de-identified, we will not attempt to re-identify it except as permitted by applicable law.

11. International Users

If you access the Service from outside the United States, your personal information may be transferred to, stored in, and processed in the United States and other countries where we or our service providers operate.

These countries may have data-protection laws that differ from those in your jurisdiction.

12. Dispute Resolution

Except to the extent prohibited by applicable law, disputes arising out of or relating to this Privacy Policy or our privacy practices are subject to the dispute-resolution, arbitration, class-action waiver, and venue provisions in our Terms of Service.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. If we make material changes, we will notify you by posting the updated policy, through the Service, by email, or by other appropriate means.

The "Effective Date" above indicates when this Privacy Policy became effective. Your continued use of the Service after the effective date of an updated Privacy Policy means the updated Privacy Policy will apply going forward.

14. Contact Information

Privacy: [email protected]

Support: [email protected]

Phone Number: +1 (312) 620-8908

Mailing Address:

FS Digital Labs, Inc.

4422 N Ravenswood Ave

Unit #235

Chicago, IL 60640